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Privacy Policy

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Privacy Policy

This Privacy Policy explains how AIOS Retail collects, uses, discloses, and protects personal information through the AIOS Retail website, application, and related products and services.

Effective date: July 25, 2026

Last updated: July 25, 2026

On this page
  1. 1. Scope of This Privacy Policy
  2. 2. Information We Collect
  3. 3. Merchant and Customer Information
  4. 4. How We Use Information
  5. 5. Marketing Communications
  6. 6. Cookies and Similar Technologies
  7. 7. How We Disclose Information
  8. 8. Sale or Sharing of Personal Information
  9. 9. Data Retention
  10. 10. Data Security
  11. 11. User Choices and Privacy Rights
  12. 12. Children’s Privacy
  13. 13. Third-Party Services
  14. 14. Public Content
  15. 15. International Use
  16. 16. Changes to This Privacy Policy
  17. 17. Contact Us

AIOS Retail (“we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information collected through our websites, point-of-sale software, mobile applications, merchant portals, customer-facing applications, and related products and services collectively referred to as the “Services.”

This Privacy Policy explains:

  • What information we collect
  • How we use that information
  • When information may be disclosed
  • How we protect information
  • The choices and rights available to users

By accessing or using the Services, you acknowledge that you have reviewed this Privacy Policy. If you do not agree with this Privacy Policy, please discontinue use of the Services.

1. Scope of This Privacy Policy

This Privacy Policy applies to information collected through:

  • The AIOS Retail website
  • AIOS Retail software and applications
  • Merchant management portals
  • Customer-facing applications
  • Loyalty and promotional features
  • Customer support communications
  • Other services operated by AIOS Retail

This Privacy Policy does not apply to independently operated third-party websites, applications, payment processors, or services that maintain their own privacy policies.

2. Information We Collect

The information we collect depends on how you interact with the Services.

A. Information You Provide

We may collect information that you provide directly, including:

  • Name
  • Business name
  • Mailing or business address
  • Email address
  • Telephone number
  • Account login information
  • Employee information
  • Customer information entered by merchants
  • Product and inventory information
  • Transaction details
  • Loyalty and rewards information
  • Customer support requests
  • Survey responses
  • Communications with AIOS Retail
  • Information submitted during merchant onboarding

When necessary to provide payment or merchant services, additional business, identity, banking, tax, or underwriting information may be collected by AIOS Retail or an authorized payment-processing partner.

B. Payment Information

Payment card transactions may be processed by third-party payment processors, acquiring banks, payment gateways, or financial institutions.

AIOS Retail may receive limited information related to a payment, such as:

  • Transaction amount
  • Transaction date and time
  • Payment type
  • Authorization status
  • Truncated or masked card details
  • Processor reference numbers
  • Refund, void, chargeback, and settlement information

AIOS Retail does not intend to store complete payment card numbers unless such storage is specifically required and handled through compliant systems.

C. Information Collected Automatically

When you use the Services, we may automatically collect:

  • IP address
  • Browser type
  • Device type
  • Hardware model
  • Operating system
  • Application version
  • Device identifiers
  • Mobile network information
  • Login activity
  • Pages and features accessed
  • Dates and times of access
  • Error logs
  • Crash reports
  • Session duration
  • Application interactions
  • Cookie and similar technology data

We may use this information to operate the Services, troubleshoot problems, improve performance, prevent fraud, and understand how users interact with AIOS Retail.

D. Location Information

Certain Services may collect approximate or precise location information when location-based functionality is enabled and permission has been granted through the applicable device.

Location information may be used for purposes such as:

  • Identifying store or transaction locations
  • Supporting location-based application features
  • Preventing fraud or unauthorized access
  • Improving service performance

Users may be able to disable location access through their device settings, although doing so may affect certain features.

E. Information From Third Parties

We may receive information from third parties, including:

  • Payment processors
  • Financial institutions
  • Merchants
  • Business partners
  • Hardware providers
  • Customer-support providers
  • Analytics providers
  • Identity-verification providers
  • Fraud-prevention services
  • Social media platforms when an account is connected
  • Publicly available sources

The information received is handled in accordance with this Privacy Policy and any applicable contractual or legal requirements.

3. Merchant and Customer Information

AIOS Retail provides software that merchants may use to collect and manage information concerning their customers and employees.

When a merchant enters or collects customer or employee information through AIOS Retail, the merchant may determine why and how that information is used. The merchant is responsible for providing any notices and obtaining any permissions required by applicable law.

AIOS Retail generally processes this information on behalf of the merchant to provide the Services.

Customers and employees who have questions about information collected by a particular merchant should first contact that merchant directly.

4. How We Use Information

We may use collected information to:

  • Create and manage user accounts
  • Provide and operate AIOS Retail
  • Process and record transactions
  • Manage products and inventory
  • Support customer and employee management features
  • Operate loyalty and promotional programs
  • Provide reports and settlement information
  • Communicate about accounts, transactions, and Services
  • Provide technical and customer support
  • Process merchant applications
  • Coordinate with payment-processing partners
  • Verify identities and business information
  • Detect fraud, abuse, security incidents, and unauthorized activity
  • Diagnose technical issues
  • Improve and develop products and features
  • Conduct research and analytics
  • Personalize user experiences
  • Send marketing communications where permitted
  • Enforce agreements and policies
  • Satisfy legal, regulatory, tax, accounting, and compliance obligations
  • Protect AIOS Retail, merchants, customers, and the public

5. Marketing Communications

We may send information about AIOS Retail products, services, updates, or promotions when permitted by law.

You may unsubscribe from promotional email communications by using the unsubscribe option contained in the message or by contacting us.

Opting out of promotional messages will not prevent AIOS Retail from sending necessary transactional or operational communications, such as:

  • Account notices
  • Security alerts
  • Transaction confirmations
  • Service announcements
  • Billing notices
  • Support responses
  • Legal notices

Text-message preferences may be managed by following the instructions included in the applicable message or contacting the merchant or AIOS Retail, as appropriate.

6. Cookies and Similar Technologies

AIOS Retail may use cookies, software development kits, pixels, local storage, logs, and similar technologies to:

  • Keep users signed in
  • Remember preferences
  • Maintain application sessions
  • Measure website and application activity
  • Analyze performance
  • Diagnose errors
  • Improve user experience
  • Prevent fraud and unauthorized access
  • Evaluate advertising and marketing performance

Users may be able to restrict cookies through their browser settings. Restricting cookies may cause portions of the Services to function improperly.

7. How We Disclose Information

AIOS Retail does not disclose personal information for unrelated third-party purposes without authorization, except as described in this Privacy Policy.

We may disclose information to the following categories of recipients.

A. Service Providers

Information may be disclosed to vendors and service providers that assist with:

  • Cloud hosting
  • Data storage
  • Software infrastructure
  • Payment processing
  • Merchant underwriting
  • Banking and settlement services
  • Hardware deployment
  • Email and text-message delivery
  • Customer support
  • Analytics
  • Identity verification
  • Fraud prevention
  • Cybersecurity
  • Accounting
  • Legal and compliance services

These parties are authorized to use information only as necessary to provide services to AIOS Retail or as otherwise permitted by law.

B. Merchants and Authorized Users

Information may be made available to the merchant or organization associated with an account, including its owners, managers, administrators, and authorized employees.

For example, a merchant may access information concerning:

  • Employees
  • Customers
  • Sales
  • Transactions
  • Inventory
  • Loyalty activity
  • Reports
  • Settlements

Account administrators are responsible for managing user access and permissions.

C. Payment and Financial Partners

Transaction and merchant information may be disclosed to:

  • Payment processors
  • Acquiring banks
  • Sponsoring banks
  • Payment gateways
  • Card networks
  • Underwriting providers
  • Fraud-prevention services
  • Other financial-service providers

Such disclosure may be required to process payments, fund transactions, investigate disputes, perform underwriting, manage chargebacks, or satisfy financial regulations.

D. Legal and Safety Purposes

We may disclose information when we reasonably believe disclosure is necessary to:

  • Comply with applicable law
  • Respond to a subpoena, court order, or lawful government request
  • Enforce our agreements
  • Investigate fraud or illegal activity
  • Protect the rights or property of AIOS Retail
  • Protect merchants, users, or the public
  • Prevent or respond to security incidents
  • Establish, exercise, or defend legal claims

E. Business Transfers

Information may be transferred as part of a merger, acquisition, financing, reorganization, bankruptcy, sale of assets, or similar business transaction.

Where required, users will be notified of material changes affecting how personal information is handled.

F. Aggregated or De-identified Information

We may use and disclose aggregated or de-identified information that cannot reasonably be used to identify an individual for purposes such as:

  • Analytics
  • Research
  • Product development
  • Service improvement
  • Business planning
  • Reporting

We will not attempt to re-identify de-identified information except where permitted or required by law.

8. Sale or Sharing of Personal Information

AIOS Retail does not sell personal information in exchange for money.

Certain analytics, advertising, or online tracking activities may be legally considered “sharing” or a “sale” under some state privacy laws, even when no money is exchanged.

Where required by applicable law, AIOS Retail will provide users with a method to exercise applicable opt-out rights.

This section should be reviewed based on the analytics and advertising technologies actually used on the AIOS Retail website and applications.

9. Data Retention

We retain personal information for as long as reasonably necessary to:

  • Provide the Services
  • Maintain business and transaction records
  • Meet contractual obligations
  • Resolve disputes
  • Prevent fraud
  • Enforce agreements
  • Satisfy legal, financial, tax, regulatory, and compliance requirements

Retention periods may vary based on the type of information and the reason it was collected.

When information is no longer required, we may delete, destroy, anonymize, or de-identify it in accordance with applicable policies and law.

10. Data Security

AIOS Retail uses administrative, technical, and physical safeguards designed to protect information against unauthorized access, alteration, disclosure, loss, or destruction.

These safeguards may include:

  • Access controls
  • Authentication measures
  • Encryption where appropriate
  • Logging and monitoring
  • Secure infrastructure
  • Employee and contractor access restrictions
  • Vendor security requirements
  • Incident-response procedures

No electronic system, network, or storage method is completely secure. Therefore, AIOS Retail cannot guarantee absolute security.

The FTC recommends that businesses collect only information they need, protect sensitive information, control access, and securely dispose of data that is no longer required.

11. User Choices and Privacy Rights

Depending on where you reside, you may have certain rights concerning your personal information, including the right to:

  • Request access to personal information
  • Request correction of inaccurate information
  • Request deletion of information
  • Request information about how data is used or disclosed
  • Obtain a portable copy of certain information
  • Opt out of certain targeted advertising, sales, or sharing
  • Limit certain uses of sensitive personal information
  • Withdraw consent where processing is based on consent
  • Appeal a denied privacy request
  • Exercise privacy rights without unlawful discrimination

These rights are subject to exceptions and verification requirements under applicable law.

To submit a request, contact AIOS Retail using the information in the Contact Us section.

AIOS Retail may request information necessary to verify your identity and authority to make the request. Authorized agents may be required to provide proof of authorization.

Where AIOS Retail processes information solely on behalf of a merchant, we may direct the request to that merchant.

12. Children’s Privacy

AIOS Retail is intended for use by businesses and is not directed to children under 13.

We do not knowingly collect personal information directly from children under 13 through consumer account registration.

Merchants are responsible for ensuring that their use of AIOS Retail complies with applicable requirements when collecting information concerning minors.

If you believe a child has provided personal information directly to AIOS Retail without appropriate authorization, please contact us.

13. Third-Party Services

The Services may contain links to or integrations with third-party websites, applications, payment services, hardware platforms, or other products.

AIOS Retail does not control the privacy practices of independently operated third parties. Their handling of information is governed by their own privacy policies and agreements.

Users should review the privacy terms of third-party services before providing information to them.

14. Public Content

Certain features may allow users to submit reviews, comments, feedback, or other content that may be visible to merchants, other users, or the public.

Do not include sensitive personal information in publicly accessible content.

AIOS Retail is not responsible for information that a user voluntarily makes public through these features.

15. International Use

AIOS Retail is based in the United States.

Information collected through the Services may be processed and stored in the United States or other countries where AIOS Retail or its service providers operate.

Data-protection laws in those locations may differ from the laws where the user resides.

16. Changes to This Privacy Policy

AIOS Retail may update this Privacy Policy periodically to reflect changes in:

  • Our Services
  • Our business practices
  • Technology
  • Legal requirements
  • Regulatory requirements

The updated policy will be posted with a revised “Last Updated” date.

Where required by law, we may provide additional notice of material changes.

Continued use of the Services after an updated policy becomes effective constitutes acknowledgment of the updated policy to the extent permitted by law.

17. Contact Us

Questions, concerns, or privacy requests may be submitted to:

Get in touch

Reach AIOS Retail with privacy questions or requests.

AIOS Retail