On this page
- 1. Scope of This Privacy Policy
- 2. Information We Collect
- 3. Merchant and Customer Information
- 4. How We Use Information
- 5. Marketing Communications
- 6. Cookies and Similar Technologies
- 7. How We Disclose Information
-
8. Sale or Sharing of Personal Information
- 9. Data Retention
- 10. Data Security
- 11. User Choices and Privacy Rights
- 12. Children’s Privacy
- 13. Third-Party Services
- 14. Public Content
- 15. International Use
- 16. Changes to This Privacy Policy
- 17. Contact Us
AIOS Retail (“we,” “us,” or “our”) respects your privacy and is committed to
protecting the personal information collected through our websites, point-of-sale
software, mobile applications, merchant portals, customer-facing applications, and
related products and services collectively referred to as the “Services.”
This Privacy Policy explains:
- What information we collect
- How we use that information
- When information may be disclosed
- How we protect information
- The choices and rights available to users
By accessing or using the Services, you acknowledge that you have reviewed this
Privacy Policy. If you do not agree with this Privacy Policy, please discontinue use
of the Services.
1. Scope of This Privacy Policy
This Privacy Policy applies to information collected through:
- The AIOS Retail website
- AIOS Retail software and applications
- Merchant management portals
- Customer-facing applications
- Loyalty and promotional features
- Customer support communications
- Other services operated by AIOS Retail
This Privacy Policy does not apply to independently operated third-party websites,
applications, payment processors, or services that maintain their own privacy
policies.
2. Information We Collect
The information we collect depends on how you interact with the Services.
A. Information You Provide
We may collect information that you provide directly, including:
- Name
- Business name
- Mailing or business address
- Email address
- Telephone number
- Account login information
- Employee information
- Customer information entered by merchants
- Product and inventory information
- Transaction details
- Loyalty and rewards information
- Customer support requests
- Survey responses
- Communications with AIOS Retail
- Information submitted during merchant onboarding
When necessary to provide payment or merchant services, additional business, identity,
banking, tax, or underwriting information may be collected by AIOS Retail or an
authorized payment-processing partner.
B. Payment Information
Payment card transactions may be processed by third-party payment processors,
acquiring banks, payment gateways, or financial institutions.
AIOS Retail may receive limited information related to a payment, such as:
- Transaction amount
- Transaction date and time
- Payment type
- Authorization status
- Truncated or masked card details
- Processor reference numbers
- Refund, void, chargeback, and settlement information
AIOS Retail does not intend to store complete payment card numbers unless such storage
is specifically required and handled through compliant systems.
C. Information Collected Automatically
When you use the Services, we may automatically collect:
- IP address
- Browser type
- Device type
- Hardware model
- Operating system
- Application version
- Device identifiers
- Mobile network information
- Login activity
- Pages and features accessed
- Dates and times of access
- Error logs
- Crash reports
- Session duration
- Application interactions
- Cookie and similar technology data
We may use this information to operate the Services, troubleshoot problems, improve
performance, prevent fraud, and understand how users interact with AIOS Retail.
D. Location Information
Certain Services may collect approximate or precise location information when
location-based functionality is enabled and permission has been granted through the
applicable device.
Location information may be used for purposes such as:
- Identifying store or transaction locations
- Supporting location-based application features
- Preventing fraud or unauthorized access
- Improving service performance
Users may be able to disable location access through their device settings, although
doing so may affect certain features.
E. Information From Third Parties
We may receive information from third parties, including:
- Payment processors
- Financial institutions
- Merchants
- Business partners
- Hardware providers
- Customer-support providers
- Analytics providers
- Identity-verification providers
- Fraud-prevention services
- Social media platforms when an account is connected
- Publicly available sources
The information received is handled in accordance with this Privacy Policy and any
applicable contractual or legal requirements.
3. Merchant and Customer Information
AIOS Retail provides software that merchants may use to collect and manage information
concerning their customers and employees.
When a merchant enters or collects customer or employee information through AIOS
Retail, the merchant may determine why and how that information is used. The merchant
is responsible for providing any notices and obtaining any permissions required by
applicable law.
AIOS Retail generally processes this information on behalf of the merchant to provide
the Services.
Customers and employees who have questions about information collected by a particular
merchant should first contact that merchant directly.
4. How We Use Information
We may use collected information to:
- Create and manage user accounts
- Provide and operate AIOS Retail
- Process and record transactions
- Manage products and inventory
- Support customer and employee management features
- Operate loyalty and promotional programs
- Provide reports and settlement information
- Communicate about accounts, transactions, and Services
- Provide technical and customer support
- Process merchant applications
- Coordinate with payment-processing partners
- Verify identities and business information
- Detect fraud, abuse, security incidents, and unauthorized activity
- Diagnose technical issues
- Improve and develop products and features
- Conduct research and analytics
- Personalize user experiences
- Send marketing communications where permitted
- Enforce agreements and policies
- Satisfy legal, regulatory, tax, accounting, and compliance obligations
- Protect AIOS Retail, merchants, customers, and the public
5. Marketing Communications
We may send information about AIOS Retail products, services, updates, or promotions
when permitted by law.
You may unsubscribe from promotional email communications by using the unsubscribe
option contained in the message or by contacting us.
Opting out of promotional messages will not prevent AIOS Retail from sending necessary
transactional or operational communications, such as:
- Account notices
- Security alerts
- Transaction confirmations
- Service announcements
- Billing notices
- Support responses
- Legal notices
Text-message preferences may be managed by following the instructions included in the
applicable message or contacting the merchant or AIOS Retail, as appropriate.
6. Cookies and Similar Technologies
AIOS Retail may use cookies, software development kits, pixels, local storage, logs,
and similar technologies to:
- Keep users signed in
- Remember preferences
- Maintain application sessions
- Measure website and application activity
- Analyze performance
- Diagnose errors
- Improve user experience
- Prevent fraud and unauthorized access
- Evaluate advertising and marketing performance
Users may be able to restrict cookies through their browser settings. Restricting
cookies may cause portions of the Services to function improperly.
7. How We Disclose Information
AIOS Retail does not disclose personal information for unrelated third-party purposes
without authorization, except as described in this Privacy Policy.
We may disclose information to the following categories of recipients.
A. Service Providers
Information may be disclosed to vendors and service providers that assist with:
- Cloud hosting
- Data storage
- Software infrastructure
- Payment processing
- Merchant underwriting
- Banking and settlement services
- Hardware deployment
- Email and text-message delivery
- Customer support
- Analytics
- Identity verification
- Fraud prevention
- Cybersecurity
- Accounting
- Legal and compliance services
These parties are authorized to use information only as necessary to provide services
to AIOS Retail or as otherwise permitted by law.
B. Merchants and Authorized Users
Information may be made available to the merchant or organization associated with an
account, including its owners, managers, administrators, and authorized employees.
For example, a merchant may access information concerning:
- Employees
- Customers
- Sales
- Transactions
- Inventory
- Loyalty activity
- Reports
- Settlements
Account administrators are responsible for managing user access and permissions.
C. Payment and Financial Partners
Transaction and merchant information may be disclosed to:
- Payment processors
- Acquiring banks
- Sponsoring banks
- Payment gateways
- Card networks
- Underwriting providers
- Fraud-prevention services
- Other financial-service providers
Such disclosure may be required to process payments, fund transactions, investigate
disputes, perform underwriting, manage chargebacks, or satisfy financial regulations.
D. Legal and Safety Purposes
We may disclose information when we reasonably believe disclosure is necessary to:
- Comply with applicable law
- Respond to a subpoena, court order, or lawful government request
- Enforce our agreements
- Investigate fraud or illegal activity
- Protect the rights or property of AIOS Retail
- Protect merchants, users, or the public
- Prevent or respond to security incidents
- Establish, exercise, or defend legal claims
E. Business Transfers
Information may be transferred as part of a merger, acquisition, financing,
reorganization, bankruptcy, sale of assets, or similar business transaction.
Where required, users will be notified of material changes affecting how personal
information is handled.
F. Aggregated or De-identified Information
We may use and disclose aggregated or de-identified information that cannot reasonably
be used to identify an individual for purposes such as:
- Analytics
- Research
- Product development
- Service improvement
- Business planning
- Reporting
We will not attempt to re-identify de-identified information except where permitted or
required by law.
8. Sale or Sharing of Personal Information
AIOS Retail does not sell personal information in exchange for money.
Certain analytics, advertising, or online tracking activities may be legally
considered “sharing” or a “sale” under some state privacy laws, even when no money is
exchanged.
Where required by applicable law, AIOS Retail will provide users with a method to
exercise applicable opt-out rights.
This section should be reviewed based on the analytics and advertising technologies
actually used on the AIOS Retail website and applications.
9. Data Retention
We retain personal information for as long as reasonably necessary to:
- Provide the Services
- Maintain business and transaction records
- Meet contractual obligations
- Resolve disputes
- Prevent fraud
- Enforce agreements
- Satisfy legal, financial, tax, regulatory, and compliance requirements
Retention periods may vary based on the type of information and the reason it was
collected.
When information is no longer required, we may delete, destroy, anonymize, or
de-identify it in accordance with applicable policies and law.
10. Data Security
AIOS Retail uses administrative, technical, and physical safeguards designed to
protect information against unauthorized access, alteration, disclosure, loss, or
destruction.
These safeguards may include:
- Access controls
- Authentication measures
- Encryption where appropriate
- Logging and monitoring
- Secure infrastructure
- Employee and contractor access restrictions
- Vendor security requirements
- Incident-response procedures
No electronic system, network, or storage method is completely secure. Therefore, AIOS
Retail cannot guarantee absolute security.
The FTC recommends that businesses collect only information they need, protect
sensitive information, control access, and securely dispose of data that is no longer
required.
11. User Choices and Privacy Rights
Depending on where you reside, you may have certain rights concerning your personal
information, including the right to:
- Request access to personal information
- Request correction of inaccurate information
- Request deletion of information
- Request information about how data is used or disclosed
- Obtain a portable copy of certain information
- Opt out of certain targeted advertising, sales, or sharing
- Limit certain uses of sensitive personal information
- Withdraw consent where processing is based on consent
- Appeal a denied privacy request
- Exercise privacy rights without unlawful discrimination
These rights are subject to exceptions and verification requirements under applicable
law.
To submit a request, contact AIOS Retail using the information in the Contact Us
section.
AIOS Retail may request information necessary to verify your identity and authority to
make the request. Authorized agents may be required to provide proof of authorization.
Where AIOS Retail processes information solely on behalf of a merchant, we may direct
the request to that merchant.
12. Children’s Privacy
AIOS Retail is intended for use by businesses and is not directed to children under
13.
We do not knowingly collect personal information directly from children under 13
through consumer account registration.
Merchants are responsible for ensuring that their use of AIOS Retail complies with
applicable requirements when collecting information concerning minors.
If you believe a child has provided personal information directly to AIOS Retail
without appropriate authorization, please contact us.
13. Third-Party Services
The Services may contain links to or integrations with third-party websites,
applications, payment services, hardware platforms, or other products.
AIOS Retail does not control the privacy practices of independently operated third
parties. Their handling of information is governed by their own privacy policies and
agreements.
Users should review the privacy terms of third-party services before providing
information to them.
14. Public Content
Certain features may allow users to submit reviews, comments, feedback, or other
content that may be visible to merchants, other users, or the public.
Do not include sensitive personal information in publicly accessible content.
AIOS Retail is not responsible for information that a user voluntarily makes public
through these features.
15. International Use
AIOS Retail is based in the United States.
Information collected through the Services may be processed and stored in the United
States or other countries where AIOS Retail or its service providers operate.
Data-protection laws in those locations may differ from the laws where the user
resides.
16. Changes to This Privacy Policy
AIOS Retail may update this Privacy Policy periodically to reflect changes in:
- Our Services
- Our business practices
- Technology
- Legal requirements
- Regulatory requirements
The updated policy will be posted with a revised “Last Updated” date.
Where required by law, we may provide additional notice of material changes.
Continued use of the Services after an updated policy becomes effective constitutes
acknowledgment of the updated policy to the extent permitted by law.
17. Contact Us
Questions, concerns, or privacy requests may be submitted to: